Send and Receive Digital Checks Online.

1. Enter your recipients name, email, memo, and amount.
2. Recipient receives email and adds their bank account.
3. Money is transferred!

learn more
Everything you need to send or receive a digital check!
πŸ€† πŸ€† πŸ€† πŸ€†
$ Amount
Recipient Name
Recipient Email
Memo
Send Paynote

Our Digital Check Solution

Send or receive a check from anyone with an email address. Send one check or one million with our mass payout function. Schedule one time or recurring payments.
Our Request a Check feature creates a simple invoice and emails it to your customer.
Instant bank balance verification ensures only accounts with sufficient balances are able to submit payment.
Track all payments in real time on the dashboard.

Just about anything can be paid with Paynote, including:

Businesses - Send vendor, contractor, employee payments, send invoices, get paid
Insurance Companies - Collect premiums, pay claims
Lenders - Schedule simple recurring payments
Landlords - Setup monthly recurring rent payments
Marketplaces - Instantly onboard buyers and sellers
Streamline Accounts Payable and Accounts Receivables

Send Checks

With Paynote, sending one-off or recurring checks is super easy with our intuitive dashboard.

Send Invoices

Paynote creates one time or recurring invoices. We email the invoice to your customer. You get paid!

Recurring Payments

Easily schedule daily, weekly, or monthly payments with a few clicks in the Paynote dashboard.

Next Day Transfers

Paynote offers fast, next day electronic transfers directly into your bank account.

Sending Digital Checks

Paynote makes sending payments easy.
1. Enter the recipient’s name, email, memo, and amount.
2. Recipient receives email and add their bank account.
3. Funds are transferred
‍
Direct Deposit Option
If you know your recipients bank account, you can enter it manually.
‍
Send Recurring Payments
Easily send daily, weekly, or monthly recurring payments. Cancel anytime with one click.
‍
Send Mass Payouts
Send multiple checks at once by uploading a CSV file. All we need is your recipients name, email, memo, and amount. Track all payments in real time on the dashboard.
‍

Requesting Digital Checks

Request a check- We create, email, and track invoices.
1. Enter the recipient’s name, email, memo, and amount.
2. Recipient opens invoice email and adds their bank account.
3. Funds are transferred
‍
Instant Bank Account Balance Verification
All requested digital checks are instantly verified for account balance. Only a customer with sufficient funds in their bank account are able to submit payment, reducing returned checks.
‍
Request Recurring Payments
Easily request daily, weekly, or monthly recurring payments.
Schedule payments in perpetuity, or enter the number of payments you want to collect.
Cancel anytime with one click.

Fast Next Day Transfers Available

Pricing

Paynote is always free for the recipient, no account needed or apps to download.

Individuals

$9.99 per month
Send 3 Checks/mo included

Pay your rent, bills, or friends. Quick setup, always free!
Send Additional Checks for $3
Receive Digital Checks/Invoices For 2%
Real Time Check Tracking
Standard Transfers
Create free account!

Business
Startup

$14.99 per month
Send 5 Checks/mo included

Perfect for businesses that are just starting out. Freelancers pay vendors, get paid!
Send Additional Digital Checks for $3
Receive Digital Checks For 2%
Real Time Check Tracking
Standard Transfers
Send A Free Digital Check!

Business
Pro

$49.99 per month
Send 25 Checks/mo included

Perfect for small businesses. Pay vendors, contractors, employees, refunds, get paid!
Send Additional Digital Checks for $2
Receive Digital Checks For 1.5%
Real Time Check Tracking
Standard Transfers
SEND A FREE DIGITAL CHECK!

Business
Premium

$99.99 per month
Send 75 Checks/mo included

Everything needed to send and request payments at scale.
Send Additional Digital Checks for $1
Receive Digital Checks For 1%
Real Time Check Tracking
Next Day Transfers Available
SEND A FREE DIGITAL CHECK!

Sending more than 75 Checks/mo? Get in touch with our sales team for volume discounts

Contact Sales

1000+ companies use Paynote by SeamlessChex

SeamlessChex has drastically reduced the time to receive payments for our outstanding invoices.

Alim Sunderji
COO
Sleeptronic

Very reliable verification and great customer service. Customer Support is always responsive and available.

Rory Marks
Managing Partner
Central Dilligence Group

SeamlessChex has made it easy for our business to receive funds the next day from our clients.
‍

Tiffany Karp
Managing Partner
Custom Business Solutions

Paynote has helped to significantly reduce the number of checks we have to put in the mail, saving both money & time.

Alon Alexander
President
Kent Services

We have over 90 locations and SeamlessChex helps us collect out money faster, easier and more efficiently.

Phil Levi
Credit & A/R Manager
Parts Authority, Inc.

Excellent service! Sending invoices with Paynote has significantly reduced A/R by letting our customers pay online.

Sam Ende
CPA
Raich Ende Malter & Co. LLP

SeamlessChex helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.

Justin Mitchell
Founder, Owner
SoFriendly

Try Paynote now for free!

All you need to send a Paynote

πŸ€† πŸ€† πŸ€† πŸ€†
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
πŸ€† πŸ€† πŸ€† πŸ€†
$ Amount
Recipient Name
Recipient Email
Memo
Send Paynote